What is the Cost of Living in Bangalore for a Family?


Illustrating Elements of Cost of Living in Bangalore

Bangalore is one of those rare metropolitan cities in the country that can boast of top-class infrastructure and green suburbs. You get all the amenities of a metropolitan city and the taste of cosmopolitan culture while also getting that feel of nature thanks to its green spaces.

This is a city worth living in for families and couples. So moving here with your family is not a bad idea at all; but you need to know how much it is going to cost you as well.

So, what is the Cost of Living in Bangalore for a family?

The short answer is that it ain’t low.

The cost of living in Bangalore for a family can be affected by factors like the cost of accommodation, utility, transport and education, among others. You can however follow some tips to reduce the cost of living in Bangalore.

Let’s get to the meat of the burger: the average monthly living expenses in Bangalore for a family.

Average Cost of Living in Bangalore for a Family

Bangalore is not a cheap place to live in; when you compare the cost of living in Hyderabad vs Bangalore, it is quite clear which is more expensive.

You will need somewhere between ₹30,000 to north of a lakh rupees to live comfortably in Bangalore, and is roughly the minimum cost of living in Bangalore for couples.

You will know the detailed average costs as you keep reading. These are ballpark figures, so don’t take them as gospel. It can vary a lot depending on many factors.

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If you are a Bachelor, then you might want to check out our cost of living in Bangalore for bachelor blog.

Average Monthly Living Expenses for a Family in Bangalore

Standard of Living

Low-Range

Mid-Range

High-Range

Accommodation

₹10,000 - ₹16,000

₹15,000 - ₹25,000

₹25,000 - ₹60,000

Groceries & Food

₹2,000 - ₹3,000

₹3,000 - ₹5,000

₹5,000 - ₹10,000

Transport

₹2,000 - ₹4,000

₹3,500 - ₹6,000

₹5,000 - ₹10,000

Utilities

₹2,000 - ₹3,000

₹2,500 - ₹4,000

₹3,500 - ₹6,000

Entertainment & Shopping

₹4,000 - ₹5,500

₹5,000 - ₹7,000

₹6,000 - ₹15,000

Education & Daycare

₹3,000 - ₹5,000

₹5,000 - ₹9,000

₹9,000 - ₹20,000

#1 Accommodation Costs

Accommodation costs in Bangalore are fairly reasonable when compared to Mumbai or Delhi. But when you compare Hyderabad vs Bangalore cost of living, Bangalore is higher. You can get a decent 2BHK flat in a good locality for ₹15,000 to ₹20,000.

There are a few places in Bangalore for families to live where you can find good and affordable rental accommodations.

If you are looking for luxury living, there are some posh areas in Bangalore that are not short on amenities or other necessities that you can look into. But if you want a posh life in a posh locality, your rental cost can go beyond ₹60,000, depending on the locality you live.

Accomodation Type

Rental Costs

1 BHK

₹ 5,000 - ₹ 18,000

2 BHK

₹ 10,000 - ₹ 25,000

3 BHK

₹ 18,000 - ₹ 40,000

4 BHK

₹ 30,000 - ₹ 70,000

Coliving Spaces (for Couples)

₹ 8,000 - ₹ 30,000

#2 Grocery Costs

Groceries are fairly cheap in Bangalore. Your grocery charges for a month won't exceed more than ₹1500 a person unless you are into exotic vegetables and fruits.

If you have veggies like broccoli and Zucchini and practically live on olive oil, then your average cost will be around ₹10,000 for the entire family.

Average Monthly Grocery Cost per Adult

Regular Fruits and Vegetables

₹ 800 - ₹ 1,500

Exotic Fruits and Vegetables

₹ 2,000 - ₹ 5,000

#3 Food (Cooking & Eating Out)

Cooking at home is a much cheaper option than eating out since restaurant and street food costs in the city are fairly high.

Eating out will surely bump up your average cost of living in Bangalore. It will cost you around ₹100 for a meal if you are eating on your own, and if you want to eat in a mid-range restaurant, it is significantly north of ₹200, and if you are a foodie who enjoys splurging in restaurants, the best restaurants can cost more than ₹1,500 a person.

Cost of Cook: ₹ 800 - ₹ 1800 (per head)

Cost of Dining Out per head

Low-Cost Restaurant

₹ 70 - ₹ 120

Fine-Dining Restaurant

₹ 200 - ₹ 500

High-End Restaurant

₹ 1,000 - ₹ 3,000

#4 Transport Costs

Bangalore has a great public transport network if you are planning to use it. The new metro lines get you from one end to the city fairly quickly, and the BMTC buses literally reach every corner of the city and are quite cheap.

If you plan on using your own vehicle for daily transit, then that will be inexpensive as well, at least when compared to other metropolitan cities, since the fuel prices in Bangalore are less than those in Mumbai, Delhi or Hyderabad.

Type of Transport

Monthly Costs

2-Wheeler (Personal Transport)

₹ 2,000 - ₹ 4,000

4-Wheeler (Personal Transport)

₹ 4,000 - ₹ 10,000

Metro Train

₹ 500 - ₹ 1,400

BMTC Daily Transit (without bus pass)

₹ 1,500 - ₹ 3,000

Non AC Monthly Bus Pass

₹ 1,100 

AC Monthly Bus Pass

₹ 2,400

Auto

₹30 for first 2 km + ₹15 for every additional km

Cab

₹ 5,000 - ₹ 7,500

#5 Monthly Utilities

Utilities can have quite an effect on your monthly living expenses in Bangalore, especially depending on your usage. The utility bills in Bangalore, except for electricity, are quite cheap.

On an average, utilities in Bangalore will cost around:

Government Drinking Water Supply: ₹ 5 for 20 litres

Electricity Cost: ₹ 4.15 - ₹ 8.20 per Unit

Water Charges: ₹ 7 - ₹ 45 per Kilo Litre

Cost of Maid: ₹ 1,000 - ₹ 4,500

Utility

Monthly Charges

Electricity, Water and Gas

₹3,500 - 8,000

Mobile Tariff [per person]

₹200 - 400

Wifi

₹600 - 1,500

On the whole, it can cost you around ₹4,500 to ₹10,000 depending on your electricity usage, the size of your house, and the number of people in your family.

#6 Education and Daycare

Bangalore is known for its top-notch educational institutions. The city is littered with them.

Whether it is primary education or Higher education, the city has some great schools and universities that house every course imaginable.

While higher education like colleges and pre universities are quite cheap, primary education is quite expensive. It can cost you around 2 Lakhs a year in a reputed school.

Education Level

Average Monthly Fees

Day Care

₹ 20,000 - ₹ 1,50,000

Nursery

₹ 30,000 - ₹ 60,000

Primary Education

₹ 40,000 - 2,00,000

Higher Education

₹ 60,000 - ₹ 4,00,000

University

₹ 15,000 (State University) - ₹ 5,00,000 (Private University, Management Seats)

Additional Monthly Costs (to support education)

External Tutors

₹ 1,000 - ₹ 5,000

3rd Party Van Service

₹ 1,000 - ₹ 5,000

BMTC Monthly Bus Pass for Students

₹ 1,575

#7 Entertainment and Shopping

The costs for entertainment and shopping will purely depend on your choices.

Approximately, your monthly entertainment costs can be:

Entertainment Options

Average Expenses

Gym Monthly Costs

₹ 1,400 - ₹ 2,400

Movie Theatre Tickets

₹ 150 - ₹ 650 per head

Funzone for Kids

₹ 200 - ₹ 600 per visit

As for shopping, if you want branded clothes and accessories, they will cost you the same as anywhere else across the country.

However, if you are thrifty, there are loads of stores in the old parts of Bangalore like Chickpet and Commercial street that can be your destination for a weekend shopping spree.

While they are cheaper options, they cannot be compared to Mumbai’s Linkin road. So the prices are fairly steep if that’s what you are expecting.

Places for Cheap & Best Shopping

  • SP Road: Electronic items and services

  • Minerva Circle and JC road: Automobile spares and tyres and servicing of Automobiles

  • Avenue Road: Books(New and Used) and stationary 

  • Chickpet: Textiles, Household items, plastic and metal items, kitchen items, spectacles. It is the wholesale distributors centre of Bangalore.

  • Commercial Street: Clothes and footwear

Conclusion

Bangalore is quite an expensive city to live in. According to Mercer's 2020 Cost of Living Survey, Bangalore is the 4th most expensive city in India. 

Yet, this city is a perfect blend of both metropolitan and cosmopolitan, something that you won't find anywhere else in the country. And, it has amazing climatic conditions throughout the year as well if you discount the occasional deluge that sinks the city.

Yes, the Cost of living in Bangalore may be quite high, but for a family, especially if you have kids, there may not be a better place to live.

Bangalore city is worth every penny you spend!


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